Pet ownership is way more common nowadays, as people recognize the benefits of having a dog, cat, or another animal friend. The companionship and joy a pet can bring is unmatched, and those memories last a lifetime.
But as with all big life decisions, getting a pet is a matter of responsibility, as well. That’s why more pet owners are taking on pet insurance policies to protect their animal friends and bank accounts.
Here are the eight reasons you need to get pet insurance in 2022, and some tips to get the most out of your policy.
Coverage for Accidents
From the home to the walking trail and everywhere in between, pets are prone to accidents no matter their size or breed. If your dog breaks a bone or needs emergency stitches, pet insurance policies will have you covered for all the necessary care.
Don’t let the possibility of an injury hang over your head as a pet owner. Insurance is the best way to set aside those fears and live freely.
Care During Illness
Dogs and cats can get sick from time to time, just like human beings. They combat seasonal allergies, deal with stomach problems, and may also have skin issues due to ticks or fleas.
Thankfully, pet insurance also covers you in these scenarios, giving your pet the care they need when illness strikes. In many cases, policies will cover vet visits and prescription meds.
Peace of Mind for You
Your pet’s medical care is just the surface-level benefit of insurance. What that monthly payment really buys is peace of mind, and the clean consciousness of knowing you’re protected in every possible scenario.
Even the most basic pet insurance policies melt away the underlying stress of pet ownership and let you enjoy the present moment to the fullest with your animal friends.
Simplify Your Finances
It may seem counterintuitive, but spending a monthly premium on pet insurance is actually better for your bank account in the long term, setting clear expectations for your budget.
The alternative is skipping the insurance and potentially ending up with a large emergency payment that can take a serious chunk out of your savings. When you run the numbers, it becomes clear that getting pet insurance is the responsible thing to do from a money standpoint.
Choose the Vet You Want
Is there a veterinarian you know and trust in your area? Even if their rates are pricey, your pet insurance plan should give you access to their services. With pet insurance, things are a bit looser regarding clinic and doctor selection compared to human health insurance.
We know that pets are already hesitant to visit the vet, so make it easier on them by working with a doctor you already know.
This is also convenient when you have multiple pets and don’t want to drive all over town to take care of them. Pet insurance puts the power in your hands, giving you greater control of your schedule – always a good thing.
Personalized Plans
Speaking of control, it’s important to reiterate the level of customization that comes with modern pet insurance plans. This isn’t always the case with policies for individuals and families, but you have much more of a say with pets.
For instance, you can choose a plan based on all the key variables unique to your pet, from breed type and size to age and lifestyle. Personalization is always vital to robust health, whether it’s you, a family member, or a beloved pet.
Be sure to research common concerns and illnesses for your type of pet and set up an insurance plan that checks all the boxes with no gaps.
Next-Level Wellness
Pet owners need not only think about the possibility of an accident, but also must think two steps ahead to anticipate their pet’s health needs before they emerge.
This is where wellness coverage comes into play, and this is an increasingly popular add-on that many policy providers offer. Here’s where you can get check-ups and services for your pet that keep them in pristine health throughout the year, including dental care, vision, and more.
Wellness coverage doesn’t have to be expensive, and can be a difference maker in the overall quality of life for your pet.
Great User Experience
Health insurance companies are known for lacking in the user experience department, but pet insurance providers have vastly improved on those foundations.
Online portals make it easy for pet owners to submit claims, get all the necessary info, and receive cash reimbursements more quickly than ever. This is a refreshing surprise to anyone with experience in the world of insurance.
Find Your Reasons to Get Pet Insurance
Everyone has a reason to get pet insurance. Explore various providers, read Spot pet insurance reviews, and put your ideal plan in place today.
