Fail Safe Ways to Keep Your Home Systems and Appliances Covered
As a homeowner, you are faced with many responsibilities. Foremost among them is the maintenance of the property, including the systems and appliances. Home insurance covers the property against certain natural disasters, fire, windstorms and hail. However, you may require additional insurance for coverage against flooding and earthquakes. When it comes to the inner components of your home – the systems and appliances, home warranty coverage comes into play. You’re going to want to make sure that your appliance accessories are working in the correct order otherwise, you may find yourself calling out an appliance repair company. Which could affect your no-claims on your insurance.
For homeowners, home warranty coverage acts as a bulwark against depleting your savings. This is especially true when it comes to quality home warranty providers like Total Home Protection. Extensive analysis and info collected on this company from leading home warranty review site, Review Home Warranties has taken a fine-tooth comb to this home warranty company and revealed some fascinating insights.
For starters, Total Home Protection ranks highly among customers across multiple areas including Credibility, Plans and Coverage, Responsiveness, Fine Print, Promotional Offers, and overall Ratings, This home warranty provider offers extensive coverage on a wide range of home systems and appliances, including AC units, heating systems, duct work, vacuums, refrigerators, ice makers, stand-alone freezers, trash compactors, dishwashers, ovens, microwaves, washers, dryers, plumbing, septic systems, sump pumps, pools and much more.
Responsible home ownership warrants that there is adequate coverage on these systems and appliances to ensure that breakdowns, repairs, or replacements of these electro-mechanical, plumbing, and other systems don’t break the bank. There are several elements to consider when picking a home warranty provider, namely: range of plans, emergency services availability, around-the-clock customer support, customer reviews etc. Total Home Protection scores well in all these areas.
The Inner Mechanics of Total Home Protection
Any home that does not have brand new appliances and systems is likely not covered by a manufacturer’s warranty. This means that any repair or replacement costs are yours to bear. When Total Home Protection is brought on board, this company instantly mitigates all these concerns. Once you apply for the home warranty protection, you are covered 30 days into your policy. Premiums differ based on the type of plan you are selecting and the range of coverage you seek.
From a base price of $387 through $461 per annum, Total Home Protection is certainly one of the more affordable solutions on the market. Whenever you have to call in a technician, you can reach the service around-the-clock. There is a low $60 deductible and the coverage limits are $400 – $500. While this figure is a little on the low end, the premiums are equally low to ensure that you can get a professional technician to your property.
This home warranty company was founded in 2016 by Ronald Seruya in Philadelphia, PA. While it does not yet provide coverage across all US states, the list of states that are covered is rapidly growing and was last measured at 33 US states. There are 2 main plans offered by this company, including the Gold Plan and the Platinum Plan. The Gold Plan includes plumbing and electrical systems and appliances while the Platinum Plan provides additional coverage for microwaves, ranges, washers, dryers, compactors, and refrigerators. Fortunately, there is additional coverage (optional coverage) which you can apply for to help protect more of your systems and appliances.
There are several other plans including a Silver Combo plan at $419 per 13-month period, and a Platinum Combo plan at $499. In both cases, the callout fee is $60. It is possible to tack on additional coverage with premiums starting at $25 through $150 for a 12-month term period. If you have any electrical work that needs repair, the maximum coverage cap on that is $500. The same is true for stoppages and plumbing systems. Even if you’re not satisfied with the service within 30 days of purchasing the home warranty coverage, you can cancel for a full refund.